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Types of Financial Aid

Pell Grant

NTCC awards Federal Pell Grants to eligible undergraduate students based on their COA, EFC, and total percentage of Pell already received. The Pell Grant is initially based on full-time enrollment. The initial awards posted on LOLA are posted for the Pell grant amount for 12 hour enrollment. Once registration has been finalized, Pell Grants will be adjusted to reflect the correct Pell grant amount based on the actual number of hours enrolled.


Federal Supplemental Educational Opportunity Grant (FSEOG) Program is to provide grants to students who demonstrate a calculated financial need. Unlike Pell Grants, there’s no guarantee every eligible student will receive the grant due to limited funding.

GO Grant

The Louisiana Go Grant is a need-based financial aid program aimed at making college more affordable for non-traditional and low to moderate income students. Louisiana resident students who are eligible for and receive the federal Pell Grant may also be eligible for a Go Grant. The grant helps cover the difference between the actual cost of attending a public or private college in Louisiana and the amount of a student’s Pell Grant award.

TOPS Awards and Eligibility Requirements

Students are required to meet certain requirements in high school in order to be eligible for a TOPS award. After students are awarded, they are required to meet detailed requirements in order to renew their award. Each award has different requirements. The four different awards and their requirements can be found below:

Federal Direct Subsidized

A subsidized loan is awarded on the basis of financial need. The federal government pays the interest on the loan while the borrower is enrolled at least half-time, during the grace period and during a period of deferment.

Federal Direct Unsubsidized

The unsubsidized loan is not based on financial need. The federal government does not pay the interest while the borrower is in school. All interest is the borrower’s responsibility. If you choose not to pay the interest while you are in school and during grace periods and deferment or forbearance periods, your interest will accrue (accumulate) and be capitalized (that is, your interest will be added to the principal amount of your loan).

If you wish to apply for a Federal Direct Loan, you must complete:

NTCC will receive this information electronically within 3-5 business days of completion.

Alternative Education Loans

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